If you don’t have many good actions to your name
Source:Muwasala
If poor health prevents you from being active; if your hair is going grey and you feel like life has passed you by; if you don’t have many good actions to your name and you have missed out on a lot of good (...) then you must bestow prayers and peace upon our master Muhammad. This is great provision for the journey. We know that one good deed is rewarded tenfold but with one prayer upon the Prophet you receive the reward of ten good deeds, you receive ten portions of mercy, you are raised ten degrees and ten bad deeds are wiped away.
- Habib Hussein al-Saqqaf